If you’re buying in Ontario specifically Kitchener Waterloo, Guelph and Cambridge, this is one of the first things you need to understand. The deposit and the down payment are NOT the same thing, and confusing them is one of the most common mistakes we see first-time buyers make.
Save this, send it to someone shopping for their first home, and DM us if you have questions about your specific situation. We’ve got you. 
Or click the image below and get our Home Buyer Book for FREE filled with info for you to buy a home with less stress and for less money.
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